Important Announcement about ACORD Forms.

As of January 1, 2020, licensing of ACORD forms is changing. EZLynx will continue to offer forms as part of our software, so there is no change on our end. However, ACORD is now requiring you to also purchase a license directly from them. If you are a member of the National PIA or the IIABA, the new ACORD license may already be available to you.

For more information on ACORD licensing, please contact ACORD at (845) 620-1700 or by visiting

Official ACORD Statement

As of January 1, 2020, software vendors including, but in no way limited to, EZLynx, are unable to furnish rights to use ACORD® forms, any sublicenses issued by EZLynx (and other software vendors) expire on December 31, 2019, and ACORD form users must obtain a written license directly from ACORD in order to use the ACORD forms contained in EZLynx One Platform. Persons and organizations can obtain written licenses to use ACORD forms by contacting ACORD at +1-845-620-1700 or through the additional contact information available at Users who fail to obtain a written license from ACORD are not permitted to use ACORD forms contained in EZLynx on and after January 1, 2020.

How the Lack of Innovation Hurts our Industry

In April 2014 we celebrate the 10th anniversary of signing our first customer.  EZLynx has come a long way in that decade and, much against the wishes of some vested industry players, we have established ourselves as a successful, credible vendor in the industry. There is only one reason why EZLynx was able to accomplish this – innovation!

At EZLynx, we have always taken pride in delivering inventive solutions for vexing agency problems. I am proud of the culture of innovation we foster and encourage within the organization.  Unfortunately, looking at the industry as a whole, these 10 years have made clear why innovation in our industry is almost non-existent.

Now one of the easiest ways to encourage progressive thinking in any business is through competition and by encouraging new vendors to enter the marketplace. However, there hasn’t been any new vendor make a significant impact in our industry since EZLynx made headlines. This is a regrettable reflection on the status quo, and it will have a significant long term impact for us collectively.  Encouraging fresh ideas industry-wide is key to improving the situation, and to do this it’s important to understand first what it takes to cultivate innovation. The three fundamental requirements to do this are: open data standards, de-regulated industry and a culture of risk taking which encourages new ideas.

With our industry significantly regulated now and for the near future, it must be understood that we have to accept this as an obstacle towards originality. Indeed most well-known venture capitalists generally shy away from regulated industries because of this difficulty.  It signifies the unpredictable nature of our industry, which leads to an unpredictable ROI.   This has contributed to the lack of innovation, but for certain it has not destroyed it.

This leads us towards our second point, creating a culture of risk taking and fresh thinking.  While the business of risk management is traditionally averse to taking risks, permitting this attitude to prevail often creates apathy toward new technology and shying away from new ideas.  In addition, the depth of domain knowledge needed to create new products plays a huge role in deterring new vendors from entering the industry.  As with regulation, this factor is significant but isn’t fully responsible for the innovation problem.  I still believe that with a compelling product, built on a powerful idea, a new vendor can still establish themselves amongst us.  EZLynx is a good example of this!

With regard to open data standards, I encourage you to take a look at most other industries, especially finance, and you’ll see that the data exchange standards are very well defined. Ours also has defined standards, thanks to ACORD’s efforts, but regrettably most do not seem to follow or respect the standards. When we work with carriers for rating integration, one of their constant complaints is that EZLynx is a stickler to the standards, while other vendors are not, which slows down implementation with us. Our answer is always the same – standards are created to be followed. I do wish other vendors and carriers would make the same commitment to diligently following standards.  Imagine how much farther ahead we would be as an industry by now!

In the short term this non-compliance strengthens the existing big players, which is why the incentive to follow standards will not be spearheaded by them. In the long term this hurts who we all serve, which is the customer through our agency channel.  Standards compliance is, and must be, driven by companies like ours, with important help from Carriers too.

Finally, I want to mention some contributing efforts EZLynx is making to encourage new vendors. We announced a new EZLynx Marketplace concept in 2012, which allows third party vendors to integrate with our product and offer their services to our customers. As part of this architecture we introduced four new products in 2013 – eSignature, Lead Management, Policy Accounting and Bulk Email Campaigns. We will continue to promote this concept in 2014 to bring more vendors to our Marketplace platform. I strongly urge all of you to make a New Year’s commitment to follow the industry standards and encourage innovation – our industry will be better for it.

Lax Compliance with Industry Standards is Hurting our Industry

For those of you who know me or have talked to me personally, you know this has been one of my industry pet peeves for quite a while.  For those of you who don’t know me, here is a little background on this subject.

EZLynx was initially designed to work in real-time with carrier quoting systems and bring back a plurality of rates from multiple carriers within five minutes. By now it is a well-accepted fact that, without our efforts to push independent agents towards real-time rating, our industry would have probably suffered a lot more attrition to direct and captive writers. We quickly realized that in order for us to make an impact in this industry, it was absolutely essential for us to effect the customer lifecycle management by agencies.  Some of the problems our agents are struggling with, such as low productivity, data duplication, and legacy management systems, are well known and documented. As a result, we decided to create a forward thinking management system that would solve some of these basic agency problems and improve the agency’s bottom line while doing so.

We started selling EZLynx Management System in January 2012, and have already made a considerable impact in the marketplace by offering a viable and affordable alternative to outdated management system products. Today our management system supports more than 200 carriers, and it has been an educating experience for our team, and me personally, on the poor compliance of industry standards by the carriers. It is unfortunate that other management system vendors have decided to use the lack of compliance as a way to monopolize the market by building proprietary solutions, and thus lock agents into proprietary systems. I have come to the conclusion that carriers’ lack of compliance with industry standards has, and will, cause long term damage to the survivability of our industry. It will result in agents spending more time doing mundane and repetitive agency tasks, and falling further behind in offering the leading edge service customers are receiving from direct and captive writers.

For example, one of the solutions we offer is a customer-facing policy self-servicing feature incorporated into the agency’s website. EZLynx Client Center, which is available to agents who subscribe to EZLynx Management System, enables an agency’s customers to review policy information, print policy documents like ID cards, request policy changes, and more. One of the core requirements for this is data integrity and accuracy. We recently discovered that one of our download carriers is sending an incorrect AL3 code for uninsured motorist coverage, which when translated as per the AL3 specification, turns out to be underinsured coverage. Now imagine our Client Center displaying this data incorrectly to the customer and the E&O consequences that would follow! We have many examples like this that give us pause about exposing carrier downloaded AL3 data to consumers. If you are wondering, this particular carrier refused to fix the problem when approached by us!

In the long run, our industry and the agents will suffer if we cannot provide customer self-servicing features to their customers. Carriers interested in the issues we have identified for your company should feel free to contact your EZLynx Carrier Representative for details. I hope I have made a strong case as to why it is important for our industry to follow the standards. Our industry bodies like ACORD have done a tremendous amount of good work in defining these standards, but it is unfortunate that carriers have not also done a good job of complying with these standards. It is not too late, so I strongly urge you to work with us in solving this problem. When one of our employees approach you with download data issues, please work with us to fix the problem, so we can enable our agents to succeed in the marketplace.

Insurance Industry Veteran Brady Polansky joins the EZLynx Family

EZLynx, the leading provider of insurance industry workflow solutions, is excited to announce that Brady Polansky, CPCU, has joined the EZLynx family as VP, Agency Solutions. Polansky’s resume boasts an impressive career spanning over 23 years of service in the insurance industry.

Previously, Polansky was president and chief executive officer of NetVU, the largest technology trade association for the insurance industry, representing more than 150,000 independent agency owners and professionals who produced over $115 billion in annual premiums.

With more than 23 years in the business—including 15 successful years as an independent agent—Polansky is recognized as an expert in the independent agency distribution industry. He is an active speaker and panelist for national insurance forums, including IIABA, ACORD, and IVANS.

“Brady will be a tremendous asset to our organization,” said Nag Rao, President of EZLynx. “We are excited to have him work with us to increase the value of our agency solutions and help push the independent insurance industry forward. His unique perspective, experience, and integrity will be incredible assets to us and, more importantly, our customers.”

Polansky lives in Southlake, Texas, with his wife and their children. In his spare time, he works as an audio engineer for the major professional sports leagues. Sports fans who have watched a broadcast of the Super Bowl, Stanley Cup Finals, World Series, or NBA Finals in the last several years have likely seen him near the bench and heard his work over the television.


WEBCETERA, creator of EZLynx and AgentInsure, is a leading technology vendor in the insurance industry. Founded in Texas in 2003, WEBCETERA specializes in real-time software solutions for the insurance industry and insurance consumers. The company’s technology is used by leading insurance carriers, financial institutions, and thousands of independent agencies across the country.

Introducing the EZLynx ACORD Form Creator

Introducing EZLynx ACORD Form Creator for WEBCETERA Policy Management

Exclusively for WEBCETERA Policy Management users, the EZLynx ACORD Form Creator helps working with digital documents become more efficient and less complicated.

To download the full PDF version of the newsletter, click here.

Working with digital documents has become frustrating and almost as much trouble as paper documents. We often end up with multiple versions of the same document saved in a dozen different folders on several different computers and a desktop cluttered with icons. We have various versions of PDF viewers installed, none of which seem to work.

EZLynx ACORD Form Editor

WEBCETERA Policy Management already makes it easy to upload and associate documents with each of your customers. Taking things even further, we’ve enhanced the functionality of the Document Center to give agents the ability to create new ACORD Forms for an applicant and then quickly edit, save, print, or download the document – all from within EZLynx! Documents are stored with each applicant, and an activity is logged when an action is taken so that you have a clear audit trail of the changes you or your employees have made.

EZLynx ACORD Form Selection Tool

Creating new ACORD Forms in EZLynx is as simple as navigating to the Document Tab of your applicant and clicking the Add New Document button. From here you’ll be able to search through the available Home and Auto ACORD Form library and select the document you need.

Newly created documents appear in the applicant’s Document Library ready to be edited. Editing ACORD Forms is as easy as filling in the blanks. When editing a document, you have easy access to common functions such as Save, Print, Download, and Close.

EZLynx Document Library

The Document Library also has full integration with our powerful Customer Self-Service feature. Provide your customers with the ability to login on your agency website, view their policy details, and upload documents securely rather than sending through email.

The ability to create, edit, and store ACORD Forms directly from within EZLynx helps to streamline daily workflows, lower operating costs, and bring independent agents one step closer to the goal of a paperless and sustainable workplace environment.

For more information about WEBCETERA Policy Management and the EZLynx ACORD Form Creator, email [email protected] or call 877-932-2382.

WEBCETERA Integrates ACORD Form Creator into EZLynx

WEBCETERA® is pleased to announce the integration of fully editable ACORD® forms into the EZLynx® product. This new functionality will be made available at no additional cost to current Policy Management users.

The Association for Cooperative Operations Research and Development (ACORD) is the insurance industry’s nonprofit standards developer. WEBCETERA already makes extensive use of the ACORD data standards in EZLynx and with this advanced integration, independent agents are able to create, edit, and instantly save a wide variety of digital insurance forms without leaving EZLynx.

“ACORD has done an incredible job of facilitating the data and form standards for the insurance industry,” says Gerry Keeley, Atlanta Regional Director at WEBCETERA. “EZLynx has a close integration of those standards, and this new functionality provides agents an ease of use that is not available in similar products.”

The integration of editable and savable ACORD forms in EZLynx streamlines daily workflows, lowers operating costs, and brings independent agents one step closer to the goal of a paperless and sustainable workplace environment.

“WEBCETERA’s focus has always been on helping independent agents work more intelligently with less. Agent’s don’t want, or need, to purchase and use a dozen different systems when our agency-in-a-box approach gives them more for less,” says Keeley. “Our integration of editable ACORD forms is just one more example of how WEBCETERA is providing agents with the tools to succeed in the digital marketplace and break away from the old model of doing business.”

For more information about WEBCETERA contact:  [email protected]