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The Insurance Industry's Leading Comparative PL Rater

Access the most Home and Auto coverage options for your customers. Our single-entry, multiple-quote insurance rater for personal lines makes sure you find the right product at the right price for your customers.

 

Get real-time quotes from 330 insurance carriers in seconds

Home and Auto insurance shoppers expect competitive quotes from multiple carriers, but rekeying data into each individual carrier portal costs independent insurance agents precious time they can’t afford to lose. EZLynx Rating Engine™ is an easy-to-use comparative personal lines rater that lets you quote anytime, anywhere, on any device – even your phone. How it works is simple. Just enter the risk details once, and EZLynx Rating Engine instantly returns real-time quotes from multiple carriers. From there, you can go to a carrier’s portal to bind and issue a policy in a matter of minutes. EZLynx Rating Engine integrates with ours and over 20 other agency management systems to keep you from manually transferring data between software. With all your data unified in one place, EZLynx makes short work of remarketing, rounding out accounts, and pursuing business you didn’t win the first time around.

EZLynx has been leading the personal lines quoting crusade from the start

Twenty years ago, we set out to help agents quickly quote personal lines policies. Fast forward to today, and our comparative rater does way more than just provide quote information.  

  • Single data entry for multi-carrier submissions
  • Producers can rate, bind, issue policies from carrier websites, and store ACORD forms  
  • Pre-fill capabilities fill in important customer details like driver, vehicle, building data and more

EZLynx Rating Engine is rated #1 for a reason

  • 330+


    Industry-leading carriers across 48 U.S. states

  • 20K+


    Agency users

  • 8M


    Home, auto, and package rating transactions every month

Why use a comparative rater?

01

Bind Business Quicker

Instant access to an extensive carrier list lets you quickly find the best products and beat your competition to the punch.

02

Boost Productivity

Quote templates with common answers, underwriting information, and producer codes can be stored, reducing manual entry and errors. 

03

Increase Speed and Accuracy

Pre-fill and verified lookup features pull data from LexisNexis®, Fenris, MSB and Google Maps to save time and ensure accurate information.

04

Streamline Renewals

Customers can securely update their risk information online before re-quoting to streamline the renewal process.

Pre-Filled Carrier Questions and Accuracy Check-Ins

EZLynx makes it faster to navigate carrier-specific questions by prefilling the fields you need and hiding the ones you don’t. The system continuously checks for missing or invalid information throughout the quoting process and notifies you of any discrepancies to save time and worry. 

One Click to Swap Applicant and Co-Applicant

No more re-entering data to quote the same household under a different applicant. Simply press a button to automatically initiate a new quote submission with the applicant and co-applicant switched.

Direct-to-Consumer Quoting from Your Agency’s Website

Our consumer quoting tool lets prospects request a quote directly from your agency’s website 24/7. You can set automatic follow-up emails for consumers who exit a non-completed quote form. New leads automatically create tasks and notifications within EZLynx.

Text Message-Based Quoting

Quote By Text initiates the selling process with just a text message and engages with future customers until enough information is gathered for a quote. Straightforward prompts make the entire process simple and familiar. 

Easy to Understand Quote Comparison View

Quote results are presented in an easy-to-understand graph, so agents can visually compare quote results in seconds. Color cues make it simple to differentiate Auto and Home results and to combine quotes from the same carrier.

Interactive Personal Lines Quote Proposals

Your clients can review their tailored coverage options and premium suggestions online at their own pace. Add a personalized video message for that extra touch, and you're not just presenting a proposal – you're creating an experience. 

Carrier Rating Guide

Search lines of business and consumer quoting availability by carrier and state.

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Insurance agents like you use and love EZLynx

  • “Before using EZLynx, keeping track of clients with approaching renewals was challenging and required visiting up to ten different carrier websites just to gather quote options for them. EZLynx helps us deliver personal lines quotes efficiently and identify at-risk clients early, giving us the opportunity to explain premium-bearing changes and build better retention and trust with our clients.” 

    Christopher Schemeck

    Managing Partner, Patriot Insurance Group

Comparative rater FAQs

A comparative rater is a SEMCI, or single-entry multiple-company interface. That means it’s software that takes information (in this case, customer data) and sends it to insurance companies (insurers and vendors) to generate information (quotes) from multiple sources, all without requiring re-entry of the original information. After a rater delivers insurance quotes from a wide range of carriers, an agency’s clients can compare those quotes to see which coverage option best meets their needs. 

Definitely. Comparative rating systems help agents work faster by providing a platform where they only have to key in client information once to get quotes from multiple carriers nationwide. For instance, when agents input customer information, EZLynx Rating Engine gives them access to quotes from hundreds of insurance carriers in 48 states. EZLynx also offers pre-fill and lookup features, saving agents additional time by eliminating the need for data re-entry.

EZLynx Rating Engine offers direct access to the most extensive carrier library for real-time quote generation, so independent insurance agents can be sure that they’re as up to date and accurate as the initial customer information submitted into the system (no "manufactured" rates here). To ensure that the submitted client info is correct, EZLynx uses specially designed workflows to bring agents more precise results, automatically searching for and identifying incorrect or incomplete inputs and letting agents know about these inconsistencies before the data is submitted. Quote templates for carrier defaults or specific coverage scenarios also help ensure that agents are inputting and receiving the most consistent results possible. 

Yes. EZLynx Rating Engine offers access to the most complete inventory of carriers, with 330 carriers across 48 states. The intuitive EZLynx rating workflow is filled with time-saving features so that agents can get more quotes completed in less time, and the 100% cloud-based PL rating software gives agents a sleek mobile-optimized interface that they can access anytime, anywhere and on any device.  

Ready for real-time, hassle-free quoting?

Take the heavy lifting out of your personal lines quoting process with EZLynx.